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Welcome!

Cornhusker Bank is pleased to welcome you to our blog. You’ll find tips and advice from our collaborative associates, as well as updates on the bank and events. Cornhusker Bank associates feel it is important to share insights and we love bringing you into the conversation. Our posts on this blog are an extension of our relationship with you, and we hope you find value here which proves our commitment to your success!

Stepping Up Efforts to Fight Fraud During Uncertain Times

Forensic Expert Touching FRAUD PREVENTION

Cornhusker Bank understands the spread of COVID-19 has disrupted lives in many ways. During uncertain times like these, fraudsters use the situation to try to take advantage of people.  Cornhusker Bank wants you to know they are here to help protect you and your account(s).  

What Cornhusker Bank will do to continue to fight fraud:

The bank is remaining diligent with efforts to combat fraud. Cornhusker bank continues to monitor customer account(s) and notify customers of any unusual activity.   The bank takes extra care when performing transactions, and will not disclose your confidential information.  

Please make sure Cornhusker Bank has all your current contact information, including your phone number, address and email. This ensures bank staff is able to reach you with important information regarding your account(s).

What You can do to fight fraud:

Exercise caution while you’re navigating emails, social media, text messages and online news in order to help keep your information safe. Here are a few best practices to keep in mind:

  • Look for key indicators of scam emails: generic greetings, spelling and grammar mistakes, demands for immediate action, or use of threats.
  • Never click links or open attachments that you were not expecting or are from unfamiliar senders.
  • Beware of any online request for personal or sensitive information.
  • Go directly to reliable sources for COVID-19 information including the Centers for Disease Control and World Health Organization.

Remember, if Cornhusker Bank contacts you, you will not be asked for any personal and confidential information, including your debit card and social security numbers. If you receive a request to provide that information, do not disclose it, and contact Cornhusker Bank directly at 402-434-2265.

To verify your contact information or discuss other questions you may have, Cornhusker Bank is there to help you at 402-434-2265.

We’re here to help you

Just like you, we are concerned and following all the latest news about Coronavirus (COVID-19). We are here for you and are committed to supporting you and our community through this time.

We’d like to reassure you we are taking precautions to help prevent the spread of Coronavirus (COVID-19). These steps include wiping down surfaces and ATMs with disinfectant regularly, frequent hand washing, and providing hand sanitizer for customers and employees in all locations.

If you would prefer not to visit our facilities, we will miss seeing you, but there are many ways you can manage your banking needs from anywhere, at anytime with the Cornhusker Bank app and at http://www.CornhuskerBank.com. The online and mobile tools give you the ability to access your accounts, deposit checks, make payments, transfer funds, and much more. If you aren’t already using these tools:

Download the Cornhusker Bank App

Enroll in Cornhusker Bank Online Banking

As always, the health and safety of our customers, employees, and community is our top concern. We’ll continue to monitor the situation and include additional measures to support our customers and employees as needed. Should you need assistance, please contact us at 402-434-2265.

Cornhusker Bank remains committed to your success and will help any way we can!

Latest Update

Stepping Up Efforts to Fight Fraud During Uncertain Times

We understand the spread of Coronavirus (COVID-19) has disrupted your life in many ways. During uncertain times like these, fraudsters use the situation to try to take advantage of you. We want you to know that we are here to help protect you and your account(s).

What Cornhusker Bank will do to continue to fight fraud:

We are remaining diligent with our efforts to combat fraud. We will continue to monitor your account(s) and notify you of any activity. We will take extra care when performing transactions, and we will not disclose your confidential information.

Please make sure we have all your current contact information, including your phone number, address and email. This ensures we are able to reach you with important information regarding your account(s).

What You can do to fight fraud:

Exercise caution while you’re navigating emails, social media and online news in order to help keep your information safe. Here are a few best practices to keep in mind:

  • Look for key indicators of scam emails: generic greetings, spelling and grammar mistakes, demands for immediate action, or use of threats.
  • Never click links or open attachments that you were not expecting or are from unfamiliar senders.
  • Beware of any online request for personal or sensitive information.
  • Go directly to reliable sources for Coronavirus (COVID-19) information including the Centers for Disease Control and World Health Organization.

Remember, if Cornhusker Bank contacts you, we will not ask for any personal and confidential information, including your debit card and social security numbers. If you receive a request to provide that information, do not disclose it, and contact Cornhusker Bank directly at 402-434-2265.

To verify your contact information or discuss other questions you may have, please call us. You can also confirm your information within Online Banking.

Temporary Changes to Lobby Services

Cornhusker Bank continues to monitor the situation in our community in an effort to help keep customers and employees safe and healthy. In order to help limit exposure to the Coronavirus (COVID-19), we’re taking appropriate steps in consideration of Federal and State leadership’s recommendations to protect our community’s welfare, while remaining open and available to handle our community’s banking needs:

Beginning on Friday, March 20, 2020, all branches will be closing their lobbies and offering services in drive-thrus only. Services will be expanded through the drive-thrus in order to assist customers. In-person meetings and access to your safe deposit boxes can be arranged by appointment. Contact us at 402-434-2265 or through your preferred branch. Please visit http://www.CornhuskerBank.com for the most up-to-date information on the current situation.

There are a number of alternative banking methods available to customers, including:

  • Accessing mobile banking features
  • Utilizing ATMs and/or branch Drive-Thrus
  • Calling Cornhusker Bank’s Customer Engagement Team for assistance with more in-depth needs at 402-434-2265
  • Calling your preferred Cornhusker Bank branch to request an appointment
  • Live online chat during regular business hours
  • Use our Drive-Thrus or ATMs See locations

If you find yourself experiencing financial hardships during this time, we may be able to help. Please call Cornhusker Bank at 402-434-2265 if we can assist you.

FAQs Related To Coronavirus (COVID-19)

Visit the Consumer Resources page

Visit the Business Resources page

For updates on Coronavirus (COVID-19), visit the Centers of Disease Control and Prevention (CDC).

Visit CDC

Community Commitment

coronavirus_header

Just like you, we are concerned and following all the latest news about COVID-19.  We are here for you and are committed to supporting you and our community through this time. 

We’d like to reassure you we are taking precautions to help prevent the spread of COVID-19. These steps include wiping down surfaces and ATMs with disinfectant regularly, frequent hand washing, and providing hand sanitizer for customers and employees in all locations.

If you would prefer not to visit our facilities, we will miss seeing you, but there are many ways you can manage your banking needs from anywhere, at anytime with the Cornhusker Bank app and at www.CornhuskerBank.com.  The online and mobile tools give you the ability to access your accounts, deposit checks, make payments, transfer funds, and much more.   If you aren’t already using these tools:

Download the Cornhusker Bank App

Enroll in Cornhusker Bank Online Banking

As always, the health and safety of our customers, employees, and community is our top concern.  We’ll continue to monitor the situation and include additional measures to support our customers and employees as needed.  Should you need assistance, please contact us at 402-434-2265.  

Cornhusker Bank remains committed to your success and will help any way we can!

Zachary Baedke Joins Cornhusker Bank Team

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Cornhusker Bank is pleased to announce Zachary Baedke has been added to the Cornhusker Bank Team and will serve as Senior Banker/Customer Service Manager at the bank’s new location at 11102 Blondo, Suite 102 in Omaha.  Allen Chaffee, Omaha Market President for Cornhusker Bank reported that “Zach’s knowledge  gained from 10 years of banking experience makes him an excellent fit to handle branch management and complex customer service duties, including retail functions and consumer, home equity, and other personal loans for the bank’s Omaha customers”.  

Zach graduated from Concordia University in Seward, Nebraska.  He is a volunteer with Project Payback at Millard Public Schools and at Ignition Church in Bennington, NE, serves as their bass guitarist.    

The Cornhusker Bank team at the Blondo location live in Omaha and its surrounding communities.  As neighbors and friends, providing the “WOW” experiences is among the most important things Cornhusker Bank can do to foster trusted, long-lasting relationships.  According to Barry Lockard, Cornhusker Bank President/CEO, “Zach knows the community and its needs and will take an individually tailored approach to each customer’s situation.”

Cornhusker Bank remains locally owned, demonstrating Nebraska values, stability, soundness, and showing a commitment to the Omaha community with the opening of its full service Omaha location in the spring of 2020.  For more information visit www.CornhuskerBank.com.

Cornhusker Bank Promotes Essay and Gutschenritter

Andrew Essay_4828          Matt G_8051_adjusted

Cornhusker Bank is pleased to announce the promotions of Andrew Essay and Matthew Gutschenritter to Vice President/ Mortgage Loan Officer.

Andrew Essay has been with Cornhusker Bank since December of 2013.   Matthew Gutschenritter has been with the Bank since September of 2012.  Both have proven themselves valuable assets to the Cornhusker Bank Mortgage Loan Team, developing and building relationships with customers by identifying their needs and expectations while offering them value in the products and services offered. Barry Lockard, Cornhusker Bank President/CEO reported, “Andrew and Matt consistently display a high level of skill in understanding the market, rules and regulations pertaining to mortgages and recommending the best products for customers’ goals, and both have been recognized by the Nebraska Mortgage Association multiple times as members of its Champions Circle.”

Cornhusker Bank remains the area’s oldest locally owned bank, demonstrating Nebraska values, stability, soundness, and showing a commitment to its customers, associates, and community.  For more information visit, www.CornhuskerBank.com

Cornhusker Bank Involves Community To Collect Shoes To Benefit People’s City Mission

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This year marks the 10th annual Cornhusker Bank One Day Without Shoes event for the benefit of People’s City Mission. In the history of the event Cornhusker Bank and organizations throughout the community that have partnered in the collection efforts have gathered over 162,000 pairs of shoes and cash donations for the Mission to buy new footwear of over $77,000.

Well over 100 locations  throughout the community are partnering with the bank for this year’s shoe campaign and will be serving as collection sites for new, used, adult, and children’s wearable shoes from April 4 through April 17, 2020. According to Barry Lockard, Cornhusker Bank President/CEO, “The One Day Without shoes event has been phenomenally successful in giving bank associates and the community at large the opportunity to have a shared purpose which helps enhance our community and helps improve well-being of lives of individuals within it.”

New or used wearable shoes of all sizes will be collected at participating businesses throughout the community, including all Cornhusker Bank locations from April 4 through April 17, 2020. On Saturday, April 4th, Cornhusker Bank will also have a FREE shred day at the 8310 O Street location only. This “Shred and Shoes” event will provide the community a terrific opportunity to safely dispose of their unwanted paper documents and drop off shoe donations without ever leaving their vehicles.   

Cornhusker Bank invites the community to join bank associates and representatives of businesses which are collecting shoes, as we host a press conference on Tuesday, April 14th, 2020 at 10:45 a.m. with People’s City Mission at Cornhusker Bank Center, 8310 O Street in Lincoln. The press conference will include information about the impact of the event on the Mission and the community. Everyone is also invited to join the walk immediately following the press conference from the Bank to the Mission’s Help Center at 68th and P Street, to help raise awareness of the need for adequate footwear in our community. A free lunch will also be served at the Cornhusker Bank Center from 11:00 am to 1 pm on April 14th. 

 

New Year, New You… Same W-2 Tax Scam

Tax scam warning sign

MS-ISAC provides the following information to help with your security. Tax season is in full swing, which means criminals will go to great lengths to separate you from your money, your identity, or anything of value that is within their reach. They may offer seemingly legitimate “tax services” that are actually designed to steal your identity and your tax refund. Often times, criminals will lure you in with an offer of larger write-offs or refunds. Such scams might include fake websites and tax forms that look like they belong to the Internal Revenue Service (IRS) in order to trick you into providing your personal information.

Due to the rise in data breaches, you should always take steps to minimize your risk of identity theft and other online-related crimes; this is especially important this time of the year. Below are some warning signs to look for and basic precautions you can take to minimize risk and avoid becoming the next victim!

Warning Signs of an Online Tax Scam

  • An email or link requesting personal and/or financial information, such as your name, social security number, bank or credit card account numbers, or any additional security-related information.
  • Emails containing various forms of threats or consequences if no response is received, such as additional taxes or blocking access to your funds.
  • Emails from the IRS or federal agencies. The IRS will not contact you via email.
  • Emails containing exciting offers, tax refunds, incorrect spelling, grammar, or odd phrasing throughout.
  • Emails discussing “changes to tax laws.” These email scams typically include a downloadable document (usually in PDF format) that purports to explain the new tax laws. However, unbeknownst to many, these downloads are almost always populated with malware that, once downloaded, will infect your computer.

How to Avoid Being the Victim

  • Never Send Sensitive Information in an Email: Information sent through email can be intercepted by criminals. Make sure to consistently check your financial account statements and your credit report for any signs of unauthorized activity.
  • Secure Your Computer: Ensure your computer has the latest security updates installed. Check that your anti-virus and anti-spyware software are running properly and receiving automatic updates from the vendor. If you haven’t already done so, install and enable a firewall.
  • Carefully Select the Sites You Visit: Safely searching for tax forms, advice on deductibles, tax preparers, and other similar topics requires great caution. NEVER visit a site by clicking on a link sent in an email, found on someone’s blog, or in an advertisement. The websites you land on might look like legitimate sites, but can also be very well-crafted fakes.
  • Be Wise with Wi-Fi: Wi-Fi hotspots are intended to provide convenient access to the internet, however, this convenience can come at a cost. Public Wi-Fi is not secure and is susceptible to eavesdropping by hackers, therefore, never never use public Wi-Fi to file your taxes!
  • Look for Clear Signs: Common scams will tout tax rebates, offer great deals on tax preparation, or offer a free tax calculator tool. If you did not solicit the information, it’s likely a scam.
  • Be on the Watch for Fake IRS Scams: The IRS will not contact you via email, text messaging, or your social network, nor does it advertise on websites. Additionally, if an email appears to be from your employer or bank claiming there is an issue that requires you to verify personal information, this is most likely a scam as well. Don’t respond to these types of emails; always contact the entity directly.
  • Always Utilize Strong Passwords: Cybercriminals have developed programs that automate the ability to guess your passwords. To best protect yourself, make your passwords difficult to guess. Passwords should have a minimum of nine characters and include uppercase and lowercase letters, numbers, and symbols.

If you receive a tax-related phishing or suspicious email at work, report it according to your organization’s cybersecurity policy. If you receive a similar email on your personal account, the IRS encourages you to forward the original suspicious email (with headers or as an attachment) to its phishing@irs.gov email account, or to call the IRS at 800-908-4490. More information about tax scams is available on the IRS website and in the IRS Dirty Dozen list of tax scams.

For More Information

IRS | Taxpayer Guide to Identity Theft

IRS | Report Phishing

IRS Dirty Dozen

These links are provided because they have information that may be useful. The Center for Internet Security (CIS) does not warrant the accuracy of any information contained in the links and neither endorses nor intends to promote the advertising of the resources listed herein. The opinions and statements contained in such resources are those of the author(s) and do not necessarily represent the opinions of CIS.

Avoid Holiday Fraud Schemes

Business, Technology, Internet and network concept. Young busine

Fraud schemes are hardly limited to the holidays, but they tend to spike during this high-spending and stressful time of the year. You can be aware of fraud tactics that will help you avoid becoming a victim.

Be skeptical about calls, texts, and emails:

  • Cornhusker Bank and its fraud partners will not contact you asking for cardholder data, such as card numbers, PINs, CV2 Codes, or Expiration Dates.
  • Do not respond to people who contact you asking for personal or financial information. Do not share your account numbers, Social Security numbers or other sensitive information.
  • Do not open emails, email attachments or click on links in emails that you do not recognize.
  • Do not share your online banking information with anyone.

Beware of common scams:

  • Avoid online shopping deals that are too good to be true.
  • Always book travel through a business that is familiar to you.
  • Do not make any donations or payments with a gift card or wire transfer.
  • Legitimate charities will not pressure you to make donations immediately.
  • Do not send money by wire to a “relative” who claims to be stuck in a crisis away from home.

Protect your accounts:

  • Enrollment in online/mobile banking provides peace of mind with 24/7 access to balances and transactions.
  • Debit card fraud services alert customers by text or by phone of potential unauthorized transactions.
  • CardValet allows customers control their debit card usage; limits can be set on transaction amounts, merchant types and spending locations, with alerts each time the debit card is used.

Call Cornhusker Bank at 402-434-2265 if you are concerned about any contact or solicitation. The Customer Engagement team will be glad to help!

Protect Yourself from Fraud

Fraud Tip Fall 2019 Header Image2

A scam targeting customers and their banks recently resulted in millions of dollars of losses for financial institutions and the customers they serve.  Fraudsters are performing sophisticated phishing scams where they impersonate bank personnel to get personal identifying information from customers.  Using the information they obtain, fraudsters will then impersonate customers by contacting their bank’s debit card fraud services.  If the fraudster is lucky, they will deceive the bank and gain approval for fraudulent transactions to post to customer accounts.  

Fraudsters have been successful in deceiving banks and customers alike across the United States.  While we take every measure possible to keep your accounts safe and secure, please help us by taking a moment to review the tips below to avoid being a victim.  You can also find more detailed information by visiting our Fraud and Identity Theft webpage: https://www.cornhuskerbank.com/Fraud-Identity-Theft.aspx

• Cornhusker Bank or our 24/7 Fraud Service will never call, e-mail, or text you to ask for personal identifying information. Personal identifying information includes your debit card number, your debit card PIN, your debit card CVV Code, or your online banking password.

• You can control your debit card usage, customize alerts, and manage your spending with card controls within the Cornhusker Bank Mobile Banking App.  Select Manage My Card – Select About Cards – to set up spending alerts, customize your spending limits by location or merchant or temporarily lock your card.

• Ensure the bank always has updated contact information for your account.  Legitimate text messages will be sent to your phone if fraud is suspected for you to confirm or deny fraud attempts.  We won’t, however, ask you for your PIN, debit card number, etc. through text or phone calls.

• If you receive a call from someone claiming to be from “the Bank” asking for sensitive information, please hang up and inform us by calling the Customer Engagement Team immediately at (402) 434-2265.

Doing Life Together

burgher_blog2Cornhusker Bank and Burgher Family Dentistry

The relationship between Cornhusker Bank and Burgher Family Dental seems to have been a natural.  Both businesses feel a strong commitment to help their customers realize a better life.   Cornhusker Bank’s commitment to customers is a foundation for the bank, being upheld in every aspect, with the logo’s constant reminder that “Cornhusker Bank is committed to your success”.  At Burgher Family Dentistry, they are committed to “keeping up-to-date with the most current technologies and techniques to provide the most thorough and optimal treatment and oral health.”  Patients’ comfort is their number one priority as they pride themselves on being able to design individual treatment plans to suit every patient, mirroring Cornhusker Bank’s efforts to tailor plans to individuals and businesses through the creation of financial roadmaps to help customers meet their goals in life.

burgher_blog1Luke Burgher, DDS and Molly Burgher, Office Manager of Burgher Family Dentistry, located at 7120 Stephanie Lane, Suite 100 in Lincoln, Nebraska lead Burgher Family Dentistry.  Their team offers a complete range of dental health services, including traditional dentistry and cosmetic services and utilizes state of the art ceramic reconstruction and CAD/CAM technology for crowns.  

Cornhusker Bank recently did a short Q&A with Burghers which follows:

Q:  What brought you to banking with Cornhusker Bank and why do you continue to bank with us?

A:  We decided to move to Cornhusker Bank for several reasons.  Originally, we were able to get a great home loan working with Mike Barrett for the house we built.  Then we built a new dental office and secured the financing for the building through Cornhusker Bank with David Shiffermiller.  Both of these individuals were wonderful to work with.  As time went on, we realized how many people we were already connected with who worked at Cornhusker Bank from our kids’ school, to church, to neighbors and others we met along the way.  It is wonderful to walk in the bank and see the smiling face of an employee, and quite possibly one we already know.  We stay at Cornhusker Bank because everyone is so easy to work with and they go above and beyond to help us achieve our goals. 

Q: What types of products/services do you use at Cornhusker Bank?

A: To simplify our finances, we have moved all our home and business accounts over to Cornhusker Bank.  This makes everything easy to manage.  We also enjoy being able to send one email or make one phone call and have all our questions answered.

Q:  How did you begin working with your Cornhusker Bank Relationship Manager, Matt Biggs and how do you feel about his service?

A:  We originally started working with Matt Biggs at the advice of our accountant, Jim Watts.  He told us Matt would be able to help us consolidate loans and lower the interest payment, and he was right.  Matt was great and very easy to work with.  He came out to our office to meet with us and he was able to answer all of our questions and get the loan set up quickly.  Because of this, we are in a better place financially than we would have been without his help.

Q:  How would you describe the customer service you have experienced from Cornhusker Bank?

A: Over the past 10 years of doing business with Cornhusker Bank, we have experienced wonderful customer service.  We know they will always go above and beyond to help us.  We also enjoy coming into the bank and while we are there, different bankers stop in to greet us and ask about our kids and how school is going.  We discuss topics from football to kids moving into college and everything in between.  It’s a small community that we appreciate being part of.

Q:  What is most important to you in choosing a financial partner?

A:  Finding the right financial partner has been really important to us.  We were able to find bankers in every area that understood where we were at, the nature of our business, and our goals at Cornhusker Bank.  They have worked with us every step of the way to achieve those goals and for that we are grateful.   

Cornhusker Bank and Burgher Family Dentistry share values which have allowed them to find common ground upon which to build a trusting, valued relationship.  One of Cornhusker Bank’s values is “Do Life Together”.  That value in particular seems to be of major importance to Burgher Family Dentistry.