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Welcome!

Cornhusker Bank is pleased to welcome you to our blog. You’ll find tips and advice from our collaborative associates, as well as updates on the bank and events. Cornhusker Bank associates feel it is important to share insights and we love bringing you into the conversation. Our posts on this blog are an extension of our relationship with you, and we hope you find value here which proves our commitment to your success!

Cornhusker Bank Institutes Emerging Leaders Program

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Cornhusker Bank recently launched an Emerging Leader Program.  The program was created in-house to utilize the bank’s operating model, beliefs and values, with an emphasis on servant leadership.  The robust curriculum includes MBA and PhD level content and is applicable to all levels of emerging leaders throughout the bank.

Barry Lockard, Cornhusker Bank President noted, “The Emerging Leader Program is one of the premiere programs Cornhusker Bank offers to selected candidates to help them grow professionally and personally as a leader.  I believe individuals in the program will benefit from their key learnings and outcomes in the program, which will translate to benefits bank-wide.”

“Cornhusker Bank is committed to investing in the growth of our associates and I am thrilled about the opportunity Cornhusker Bank is creating for candidates accepted into the Emerging Leader Program”, reported Sherla Post, SVP, HR/Talent Management.  The inaugural class accepted into the program includes Rob Bethel, Matt Biggs, Matthew Brase, Taylor Jensen, Amanda Larabee, Ginger Malousek and Emily Steinhoff.

Cornhusker Bank remains the oldest family owned bank, demonstrating stability, soundness, and investing in the future growth of the community, its valued customers and associates throughout its 115 year history.  For more information, please visit www.CornhuskerBank.com.

Cornhusker Bank’s Kids Carnival Draws a Crowd from the Community

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The annual Cornhusker Bank Kids Connection Carnival was held on August 18th and drew a large crowd.  The carnival is open to the entire community and is totally free to attendees.  When Cornhusker Bank began the event eight years ago, it was conceptualized to help give kids a positive and “fun” experience with banking, in the hope financial literacy would be easier for families to encourage as youngsters grow.  Some banking and financial concepts are introduced at the carnival with a financial workbook activity and an attraction that features on-line games, which can be found on the bank’s website at any time.

The main point of emphasis of the carnival is kids having a good experience provided by bankers.  Most of the carnival type games are manned by Cornhusker Bank associates, who generously give of their weekend time to help with the event.  Carissa Bullock, VP/Marketing and lead organizer of the event reported, “The bank’s creative team and our staff volunteers for the event demonstrated core Bank values of “living life together” and “providing a WOW experience”.  Bank staff embraces this carnival as a way to further enhance relationships in our community.”   Games, which included prizes, ranged from a Lollipop Tree, Limbo, Frisbee Tic-Tac-Toe, a Putt Putt Golf Hole, Corn Toss, Plinko, Fishing Pond,  Ladder Ball, a Bouncy Obstacle Course from Party Inflators, and a Photo Booth in which kids were encouraged to have their pictures taken with the bank’s own superheroes, Penny Wise and Super Bill.

Also part of the carnival were interactions with live animals provided by Lincoln Childrens Zoo and introduction to two dogs and their handlers from Domesti-Pups, informing youth how they assist people daily.   Carnival goers also enjoyed free hot dogs, potato chips and bottled water, catered by 84th and Holdrege Street Hy-Vee and free Sweet Baby J’s Tropical Sno, snow cones.

Youth safety is also a component at the carnival.  The Nebraska State Patrol was on hand to do child fingerprinting ID cards for kids.  Safe Kids interacted with the youngsters promoting bike safety.  A representative of the Joshua Collingsworth Memorial Foundation provided handouts to attendees regarding water safety.

A Lincoln City Council person in attendance at the carnival was heard telling staff that Cornhusker Bank is appreciated for events like the carnival, which give back to the community.

The Cornhusker Bank Youth Carnival is held annually each August.  The bank’s website will have details of date and times for the 2019 event as it draws close next year.

Cornhusker Bank Announces Promotion of Sassaman

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Cornhusker Bank is pleased to announce the promotion of Nick Sassaman to Vice President/Director of Loan Operations.  “Nick’s experience in construction, mortgage, and commercial lending, as well as general management experience, will enable him to lead the Loan Operations team in its service to customers and achieve the department’s strategic goals.” reported Barry Lockard, Bank President/CEO.

Mr. Sassaman joined Cornhusker Bank in 2013 and has served as VP/Relationship Manager.  Nick is assuming the daily responsibilities for management of all operational and servicing functions of lending.   Nick noted his new role, “offers me an opportunity to help grow and develop the bank on a broader scale by utilizing my experience to build relationships and enhance the internal and external customer experience.”

Cornhusker Bank remains the oldest locally owned bank, demonstrating stability, soundness, and investing in the future growth of the community, its valued customers and associates throughout its 115 year history.  For more information, please visit www.CornhuskerBank.com

Christian Heritage and Cornhusker Bank Mirror Commitment to Betterment of Community

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In Cornhusker Bank’s quest to form deeper more valuable relationships with our customers, the unique opportunity to help a customer and a cause that affects our community has arisen.  Christian Heritage is a Cornhusker Bank customer founded in 1980 to care for at risk children and families in the state of Nebraska.  Their purpose of “offering hope” to children and families is driven by a deep-rooted calling and belief that children from hard places are worth investing in.  Christian Heritage is currently accomplishing their purpose through Foster Care, Destination…Dad®, and Safe Families for Children programs.  They have positively impacted thousands of children and families over the past 38 years, but know there is still much work to do.

According to Brad Brown, CEO of Christian Heritage, “In 2015, Christian Heritage decided to move our banking needs to Cornhusker Bank.  Barry Lockard, President and CEO, took the time to meet with our executive leadership team and work us through their mission, vision, beliefs and core values.  The personal connection, along with their mission to serve by providing solutions for lifelong success really resonated with us.  Their customer service is outstanding and they have a team of professionals who live out their core values.  We highly recommend Cornhusker Bank to individuals and companies in search of a home bank to meet their needs.”

Cornhusker Bank is committed to the success of our customers and to the local community we love.  We are therefore pleased to share information about an upcoming fundraising opportunity the nonprofit agency, Christian Heritage, has coming up soon.  Their fundraising efforts will allow them to further their purpose of offering hope to children and families.

Christian Heritage has partnered with Over the Edge to increase awareness and raise needed funds to sustain invaluable services to children and families.  Anyone who signs up as an “Edger” and personally raises $1,000 on behalf of Christian Heritage will earn the right to rappel from the roof of the Cornhusker Marriott on Saturday, August 11th.  If you are interested in going over the edge, here is how it works:

  1. Follow the orange “sign up” link at www.otecwe.com/lincoln.  Christian Heritage requires $85 to register and start your fundraising.
  2. After sign up, you’ll have a customized page you can post on your social media accounts in search of friends and family who will help you reach your $1,000 goal.
  3. You’ll have an option to secure your rappelling position by using your credit card as a guarantee.  Please note if you use this option, if you have not reached your $1,000 goal by August 11th, your card will automatically be charged the remainder of any unraised funding to reach your $1,000 minimum.
  4. Again, $1,000 is the minimum to secure your position to rappel.  If you’re able to raise even more, it makes you a bigger hero to the children and families in need!
  5. If you would simply like to donate to this fundraiser without becoming an “Edger”, you can do so at www.otecwe.com/lincoln/brad.brown.

Brad Brown would also love to hear from you if you or your organization are interested in a sponsorship. Or if you would simply like to learn more about Christian Heritage.  Brad can be reached at 402-421-5425 or at bradb@chne.org.

Cornhusker Bank has staff members who have “gone over the edge” to raise funds for a local non-profit in the past and highly recommend the experience and encourage you to embrace the opportunity to rappel, while helping children and families at the same time.

To learn more about Christian Heritage, please visit www.chne.org.

Cornhusker Bank Executing Planned System Maintenance

Cornhusker Bank associates would like to remind customers the Bank will be completing planned system maintenance in June of 2018.  Due to this maintenance, you will receive two statements in June for your checking and savings accounts.  Your statement cycle will go back to the original cycle date in July, 2018.  Cornhusker Bank’s Customer Engagement Team can be reached at 402-434-2265 during normal business hours if you have any questions about these temporary changes.

Cornhusker Bank Facilitates Easy Banking Relationships in Omaha Market

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Doing business with Cornhusker Bank in Omaha got easier in April of 2018. Cornhusker Bank opened a Licensed Production Office at 13340 California, in Omaha’s OMNE Building. The bank is leasing space in this comfortable, modern facility, which is just one block north of 132nd and Dodge Street.

According to Allen Chaffee, Cornhusker Bank’s Omaha Market President, “This represents a great milestone and Cornhusker Bank looks forward to being able to continue building relationships with our current Omaha clients and the Greater Omaha community. Cornhusker Bank’s mission and “Hometown Heart” banking model focuses on doing life together with customers and helping them reach their financial goals.”   Allen can be contacted at 402-779-1420 for an appointment at the Omaha Office. If you have an existing relationship with another Cornhusker Bank associate and are interested in meeting at the Omaha office, please ask them about using the new office.

CardValet App Helps Manage Debit Card Accounts

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The CardValet app is ideal to proactively manage Cornhusker Bank debit card accounts through your smart phones. Getting started is easy, simply download the CardValet app to your mobile device from the Apple or Android app store. Then customize your usage settings and alert preferences.

Features of CardValet

• Card usage controls: Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. Transactions can also be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants, groceries or electronic stores.

• Card on/off setting: When the card is “on,” transactions are allowed in accordance with each cardholder’s usage control settings. When the card is “off,” no purchases or withdrawals are approved until the card is turned back “on.” This control can be used to disable a lost or stolen card.

• Location-based controls: The My Location control can restrict transactions to merchants located within a certain range of each cardholder’s location, (using the phone’s GPS) or within pre-defined regions; transactions requested outside of the specified range can be declined.

• Interactive alerts: CardValet can send a real-time alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined.

Why One Day Without Shoes?

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Cornhusker Bank’s One Day Without Shoes event for the benefit of the People’s City Mission has been a yearly event for the past eight years. The Bank invites businesses and organizations throughout Lincoln to participate by being collection sites for shoes, and/or walking with bank staff to help raise awareness of the need for footwear in our community. Records were broken this year, 2018, with over 36,613 pairs of shoes collected city-wide, over $8,800.00 in monetary funds donated and over 200 walkers.

Why does Cornhusker Bank believe in the One Day without Shoes event? The event is such a galvanizing event for local businesses, bank associates and for the clientele of the People’s City Mission. It takes only observing one adult getting what they describe as the “best pair of shoes in their whole life” or one little girl thrilled with that perfect pair of pink shoes that compels the bank to continue organizing the event. The event and cause provides a valuable service to our community. Cornhusker Bank loves Lincoln and wants to help make it the best it can be. It gives us a chance to open up that cause for participation by mutually like-minded businesses, schools, and other organizations and it allows our staff to interact with the public stopping by to donate shoes and display and experience the Cornhusker Bank culture of “Doing Life Together.”

Cornhusker Bank asks you to start considering participation to be a shoe collection site or to plan to join in the walk from the Cornhusker Bank Center to the People’s City Mission in April of 2019. Watch the bank website, www.CornhuskerBank.com, for details on the One Day Without Shoes Event, as well as other events like Cornhusker Bank’s annual Youth Fair.

SEVERE SPRING/SUMMER WEATHER ~ Safety and Insurance

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The spring and summer months are a time for barbeques, swimming by the pool, and yard work. They also are a time for severe weather…thunderstorms, hail, floods, and tornados. Severe weather can cause a considerable amount of damage to your home, car, and property. So, how can you make sure your belongings are protected in the event of severe weather? The following tips can help!

Before the storm:

Be sure you have adequate coverage and deductibles that are reasonable for your needs by examining your homeowner or renter’s coverage, as well as auto insurance policies.

Tornadoes are considered “wind-storms” and damages caused by them are covered under homeowners insurance policies. If a tornado damages your car, protection is provided under the comprehensive portion of your auto policy.

Compile a detailed written inventory of your home and belongings, and supplement that inventory with a videotape or photographs. Keep the inventory off-premises in a safety deposit box. This will assist in settling claims.

Check on the necessity and availability of flood insurance in your area. Flood insurance is not included in typical homeowner and renter’s insurance policies. Call the National Flood Insurance Program at 1-800-638-6620 to learn about flood insurance in your neighborhood.

Check to see if your policy has “loss of use” or “additional expense” coverage. This will help pay for temporary housing if you can’t stay in your home due to damage caused by a storm. Many policies cover such expenses up to a stated amount.

During the storm:

Create an emergency plan, including places the family will gather in response to emergency weather alerts.

When at home or in a building and threatening weather approaches, go to the basement or interior hall. Stay away from windows.

Keep on hand basic supplies like water, food, flashlights and a battery-operated radio.

If you’re in a car or mobile home when a tornado approaches, leave immediately. Do not try to outrun a tornado. If you cannot locate immediate underground shelter, lie flat in a gully or ditch. Do not get under an overpass or a bridge!

After the storm:

Call your insurance agent as soon as you can.

Try to protect your property and salvage what you can.

Closely inspect property and cars for damage. Note and photograph any damage and losses. This will assist in settling claims.

Be sure your agent knows how to contact you if you can’t stay in your home.

Above all, do not make a hasty settlement. If possible, seek assistance from a third party.

Be sure everything is considered in your claim. Back up claims with written estimates.

Beware of home repair rip-offs. Carefully check the background of contractors and others who promise “cheap” repairs. Don’t pay the entire cost of repairs up-front, and try to only do business with local, established contractors. Before signing any contract, read the entire document, and contact your local Better Business Bureau to see if the company has a good customer service record.

Keeping Up With Your Financial Resolutions

It’s almost the end of February! Have you stuck with your resolutions for 2018?

If you’re like most people – 80% of resolutions fail by the second week of February – you’re bored with your resolutions as the holiday pace wears off and winter seems to wear on.

Like many people, your new year intentions likely included improving your finances. Now is a great time to take another look. A good motivator (especially during this time of the year) is to begin envisioning what your summer vacation and financial situation will look like.

ASSESS YOUR SITUATION

  1. Take a look at your January – April bank statements from the previous year.
  2. Where is your financial pace compared to what you wanted to improve from last year?
  3. What was a positive financial decision in January to replicate next month?
  4. What were your budget-blowing decisions in the first quarter of last year?
  5. How can you avoid these this year?

ONE QUANTIFIABLE STEP AT A TIME

Achieving goals takes time and planning. Goals are reached by outlining steps. Each step in your financial goal can and should be measured. For instance, to pay off your holiday credit cards by May, what’s the total to pay off, and how many months do you have to achieve your goal? Take into account your interest rate when making your payments. Total debt/number of months in your goal + following through each pay period = goal success. Stick to it, and remember that a summer vacation is part of your reward!

REVIEW YOUR PROCESSES (AND PROGRESS!)

Having a written monthly budget or journal is an essential tool to helping you stay on track (and celebrate progress).  Each line item, each step, each reason is part of your journey toward your goals. Start by taking your monthly income and deducting the payments you’ll need to make each month. From the remainder, decide what needs to be put aside for expenses like gas and groceries. Put the rest away for savings or use it to pay down other debts. If you want more control, narrow your budgeting to a weekly max spend. Controlling your budget on short term can sometimes be more attainable than looking at a month-long plan.

FIND A FINANCIAL PARTNER

Cornhusker Bank has all the tools to help you achieve your financial goals – we are committed to your success!  You can check out our online Education Center or “Your Goals” tab at our website.   Personal Solutions tab provides more info about savings, Certificates of Deposits, and money Markets.   You can contact Cornhusker Bank by mail, phone, and email.  Our 24 hr Account Line is always open! 402-434-2275.