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Welcome!

Cornhusker Bank is pleased to welcome you to our blog. You’ll find tips and advice from our collaborative associates, as well as updates on the bank and events. Cornhusker Bank associates feel it is important to share insights and we love bringing you into the conversation. Our posts on this blog are an extension of our relationship with you, and we hope you find value here which proves our commitment to your success!

Are you good at spotting a phishing scam?

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $1.9 billion to these phishing schemes and other fraud in 2019 — and the ongoing pandemic has only increased the threat. Imagine where we are in 2020.

It’s time to put scammers in their place.

Online scams aren’t so scary when you know what to look for. And at Cornhusker Bank, we’re committed to helping you spot them as an extra layer of protection for your account. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

We want every bank customer to become a pro at spotting a phishing scam—and stop bank impostors in their tracks. It starts with these four words: Banks Never Ask That. Because when you know what sounds suspicious, you’ll be less likely to be fooled.

These top 3 phishing scams are full of red flags:

  • Text Message: If you receive a text message from someone claiming to be your bank asking you to sign in, or offer up your personal information, it’s a scam. Banks never ask that.
  • Email: Watch out for emails that ask you to click a suspicious link or provide personal information. The sender may claim to be someone from your bank, but it’s a scam. Banks never ask that.
  • Phone Call: Would your bank ever call you to verify your account number. No! Banks never ask that. If you’reever in doubt that the caller is legitimate, just hang up and call the bank directly at a number you trust.

You’ve probably seen some of these scams before. But that doesn’t stop a scammer from trying. For more tips on how to keep phishing criminals at bay, including videos, an interactive quiz and more, visit http://www.BanksNeverAskThat.com. And be sure to share the webpage with your friends and family.

What’s Your Scam Score? Take five minutes to become a scamspotter pro by taking the #BanksNeverAskThat quiz at www.BanksNeverAskThat.com. Share your score on Twitter to encourage your friends and family to test their scam savviness, too. The more scamspotters out there, the harder it is for phishing criminals to catch their next victim!

Win Big All Month Long! October is National Cybersecurity Awareness Month, which means there’s no better time than now to boost your scamspotting knowledge. Take the five-minute quiz and become a scamspotter pro! Share your scam score on Twitter for a chance to win weekly prizes, courtesy of the American Bankers Association. Each Friday in October the ABA will draw 15 winners. One lucky grand-prize winner will receive $1,000—will it be you?

Cash Flow Tips for Small Businesses

Small business owners contend with a host of problems on a regular basis.  Now, more than ever, businesses are challenged to deliver services and products which can satisfy impatient customers and motivate discontent employees, while remaining cost effective.    Understanding and managing your cash flow is essential to success of small business.

Cash flow is simply a snapshot of a business’ finances during a given time period, including the money flowing into and out of the business.  This is usually done on a monthly basis, but can also be done over other time periods, such as weekly or quarterly.  A goal for a successful business is to remain cash flow positive with the ability to compensate for short or long-term disruptions in that cash flow.  

After analyzing your business cash flow, if it isn’t consistently positive, here are a few tips to improve cash flow:

  1. Anticipate future needs:  Keep accurate accounting records, as they will provide you an understanding of your business’s financial position.  Use past cash flow information to project pro forma statements for the next three to six months.  The pro forma statements can then help you be prepared in advance of any shortfalls, and give you the time to be prepared for them.
  2. Build Connections with lenders:  Build connections in the banking community before you need help.  
  3. Keep Your Cash Working: Keep your cash balances in interest earning accounts. 
  4. Train your customers: Invoice customers the day you deliver your service or product, noting, “Payment is due on receipt.”  Offer a variety of payment options if your customers have difficulty paying, including credit card charges, and payment plans.  
  5. Work with your Vendors:  Slow the outflow of cash to your vendors, delaying payments as long as possible while avoiding penalties for late payments.
  6. Increase margins: Maximize cash inflows (credit cards ensure timely payments) and shrink cash outflows (cutting and avoid expenses overall and delaying payments as long as possible).  

Consider which of these tips makes the most sense for your business.  Working capital is the fuel that powers your business and will leave you better equipped to maintain and grow your enterprise.  For additional or more specific information contact a small business lender at Cornhusker Bank.

Cornhusker Bank Promotes Klein

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Cornhusker Bank is pleased to announce the promotion of Julie Klein as Construction Loan Administrator/Officer.

Julie has been with Cornhusker Bank since 2015 and has worked in banking services for 19 years.  Nick Sassaman, Vice President of Commercial Lending is Ms. Klein’s manager.  Nick noted, “Julie is a dedicated, detail-oriented associate, who works at a high level with the bank’s team and with bank customers.”

Cornhusker Bank remains the area’s oldest locally owned bank, demonstrating Nebraska values, stability, soundness, and a commitment to its customers, associates and community.  For more information, visit http://www.cornhuskerbank.com 

We Love Our Customers!

And we’re showing our appreciation with a week-long anniversary celebration.

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Customer Appreciation Week

August 17-22, 2020

Celebrate Customer Appreciation Week with us in 2020! Join us at all locations for gifts and complimentary refreshments.

  • Money Monday, August 17: Share why you love banking with Cornhusker Bank or any great memories you have working with our associates and win! Send us an email, post on our Facebook, Twitter, LinkedIn or Instagram pages, or share with your banker when you visit any of our locations and will be entered into a drawing to win 1 of 2 $100 VISA gift cards that will be given away at the end of the week.
  • Treasure Tuesday, August 18: Free bank logo items given away at each location.
  • Win-it Wednesday, August 19: Enter your name at any location to win a summer gift basket: Chair, cooler, blanket, and more!
  • Tasty Treat Thursday, August 20: Free bag of chips given away at all locations.
  • Fun Friday, August 21: Free Colby Ridge popcorn bags and popcorn balls served at all locations.

Cornhusker Bank Involves Community To Collect Shoes To Benefit People’s City Mission

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This year marks the 10th annual Cornhusker Bank One Day Without Shoes event for the benefit of People’s City Mission. In the history of the event Cornhusker Bank and organizations throughout the community that have partnered in the collection efforts have gathered over 162,000 pairs of shoes and cash donations for the Mission to buy new footwear of over $77,000.

Well over 100 locations throughout the community are partnering with the bank for this year’s shoe campaign and will be serving as collection sites for new, used, adult, and children’s wearable shoes. According to Barry Lockard, Cornhusker Bank President/CEO, “The One Day Without shoes event has been phenomenally successful in giving bank associates and the community at large the opportunity to have a shared purpose which helps enhance our community and helps improve well-being of lives of individuals within it.”

New or used wearable shoes of all sizes will be collected at participating businesses throughout the community, including all Cornhusker Bank locations from from August 31 through September 12, 2020.

Cornhusker Bank Full Service Branch Now Serving the Omaha Community

As Cornhusker Bank celebrates its branch opening at 11102 Blondo St., STE 102 in Omaha, it looks forward to continuing to serve the community from this full service branch. While COVID-19 changed plans for an official open house, and protocol for public health safety dictates limiting exposure, the team welcomes you to stop by the new location. Entrance is by controlled access at this time to help keep the community and Cornhusker Bank associates as healthy as possible.

Allen Chaffee, Omaha market president, reports the staff of the Blondo location is eager to serve customers with a high level of expertise during this unprecedented year of challenges in the economy. Associates, Allen Chaffee; Jenn Latshaw, customer service specialist; Tyler Albers, VP/relationship manager; and Zach Baedke, senior banker are ready to help with the products, services, and advice community members may need to take control of their plans to meet their financial goals. During the period the CARES ACT Payroll Protection Program applications were able to be submitted, Cornhusker Bank served over 600 businesses, facilitating their ability to stay in operation. At this time, the staff would like to remind customers of the mobile and online services they provide to you to do your banking anytime or anyplace.

Earlier in the year, a newly formed partnership with Stephen Center and Cornhusker Bank was announced. Because of the COVID-19 pandemic, the first event to benefit the Stephen Center, “One Day Without Shoes” was postponed. As everyone is aware, flexibility is paramount for event scheduling now, and Cornhusker Bank and the Stephen Center will let the public know specifics of the first big event for their benefit as soon as solid plans may be arranged.

group_building_interior_COVER_REVcropCornhusker Bank Chairman, John F. Dittman; Stephen Center Executive Director, Michael Wehling; Cornhusker Bank Omaha Market President, Allen Chaffee, Bank President/CEO, Barry Lockard, and Bank VP/Relationship Manager, Tyler Albers with a barrel of shoes staff donated before the One Day Without Shoes was postponed.

Cornhusker Bank President/CEO Barry Lockard noted, “Cornhusker Bank believes it has a responsibility to the community, not only through the services and products it provides financially, but socially as well. Cornhusker Bank’s local ownership and management allows it to know the market and its needs thoroughly and form lasting relationships with organizations and customers. The new Cornhusker Bank location on Blondo is an indication of the bank’s commitment to serving the Omaha market as both a knowledgeable advisor and good neighbor.”

The bank’s first day of business offering full service banking was May 18, 2020. A Grand Opening will be planned for the branch in the fall. The team at 11102 Blondo, STE 102, Omaha, NE is ready to help you and excited for the Omaha market to experience the Cornhusker Bank commitment to your success.

Stepping Up Efforts to Fight Fraud During Uncertain Times

Forensic Expert Touching FRAUD PREVENTION

Cornhusker Bank understands the spread of COVID-19 has disrupted lives in many ways. During uncertain times like these, fraudsters use the situation to try to take advantage of people.  Cornhusker Bank wants you to know they are here to help protect you and your account(s).  

What Cornhusker Bank will do to continue to fight fraud:

The bank is remaining diligent with efforts to combat fraud. Cornhusker bank continues to monitor customer account(s) and notify customers of any unusual activity.   The bank takes extra care when performing transactions, and will not disclose your confidential information.  

Please make sure Cornhusker Bank has all your current contact information, including your phone number, address and email. This ensures bank staff is able to reach you with important information regarding your account(s).

What You can do to fight fraud:

Exercise caution while you’re navigating emails, social media, text messages and online news in order to help keep your information safe. Here are a few best practices to keep in mind:

  • Look for key indicators of scam emails: generic greetings, spelling and grammar mistakes, demands for immediate action, or use of threats.
  • Never click links or open attachments that you were not expecting or are from unfamiliar senders.
  • Beware of any online request for personal or sensitive information.
  • Go directly to reliable sources for COVID-19 information including the Centers for Disease Control and World Health Organization.

Remember, if Cornhusker Bank contacts you, you will not be asked for any personal and confidential information, including your debit card and social security numbers. If you receive a request to provide that information, do not disclose it, and contact Cornhusker Bank directly at 402-434-2265.

To verify your contact information or discuss other questions you may have, Cornhusker Bank is there to help you at 402-434-2265.

We’re here to help you

Just like you, we are concerned and following all the latest news about Coronavirus (COVID-19). We are here for you and are committed to supporting you and our community through this time.

We’d like to reassure you we are taking precautions to help prevent the spread of Coronavirus (COVID-19). These steps include wiping down surfaces and ATMs with disinfectant regularly, frequent hand washing, and providing hand sanitizer for customers and employees in all locations.

If you would prefer not to visit our facilities, we will miss seeing you, but there are many ways you can manage your banking needs from anywhere, at anytime with the Cornhusker Bank app and at http://www.CornhuskerBank.com. The online and mobile tools give you the ability to access your accounts, deposit checks, make payments, transfer funds, and much more. If you aren’t already using these tools:

Download the Cornhusker Bank App

Enroll in Cornhusker Bank Online Banking

As always, the health and safety of our customers, employees, and community is our top concern. We’ll continue to monitor the situation and include additional measures to support our customers and employees as needed. Should you need assistance, please contact us at 402-434-2265.

Cornhusker Bank remains committed to your success and will help any way we can!

Latest Update

Stepping Up Efforts to Fight Fraud During Uncertain Times

We understand the spread of Coronavirus (COVID-19) has disrupted your life in many ways. During uncertain times like these, fraudsters use the situation to try to take advantage of you. We want you to know that we are here to help protect you and your account(s).

What Cornhusker Bank will do to continue to fight fraud:

We are remaining diligent with our efforts to combat fraud. We will continue to monitor your account(s) and notify you of any activity. We will take extra care when performing transactions, and we will not disclose your confidential information.

Please make sure we have all your current contact information, including your phone number, address and email. This ensures we are able to reach you with important information regarding your account(s).

What You can do to fight fraud:

Exercise caution while you’re navigating emails, social media and online news in order to help keep your information safe. Here are a few best practices to keep in mind:

  • Look for key indicators of scam emails: generic greetings, spelling and grammar mistakes, demands for immediate action, or use of threats.
  • Never click links or open attachments that you were not expecting or are from unfamiliar senders.
  • Beware of any online request for personal or sensitive information.
  • Go directly to reliable sources for Coronavirus (COVID-19) information including the Centers for Disease Control and World Health Organization.

Remember, if Cornhusker Bank contacts you, we will not ask for any personal and confidential information, including your debit card and social security numbers. If you receive a request to provide that information, do not disclose it, and contact Cornhusker Bank directly at 402-434-2265.

To verify your contact information or discuss other questions you may have, please call us. You can also confirm your information within Online Banking.

Temporary Changes to Lobby Services

Cornhusker Bank continues to monitor the situation in our community in an effort to help keep customers and employees safe and healthy. In order to help limit exposure to the Coronavirus (COVID-19), we’re taking appropriate steps in consideration of Federal and State leadership’s recommendations to protect our community’s welfare, while remaining open and available to handle our community’s banking needs:

Beginning on Friday, March 20, 2020, all branches will be closing their lobbies and offering services in drive-thrus only. Services will be expanded through the drive-thrus in order to assist customers. In-person meetings and access to your safe deposit boxes can be arranged by appointment. Contact us at 402-434-2265 or through your preferred branch. Please visit http://www.CornhuskerBank.com for the most up-to-date information on the current situation.

There are a number of alternative banking methods available to customers, including:

  • Accessing mobile banking features
  • Utilizing ATMs and/or branch Drive-Thrus
  • Calling Cornhusker Bank’s Customer Engagement Team for assistance with more in-depth needs at 402-434-2265
  • Calling your preferred Cornhusker Bank branch to request an appointment
  • Live online chat during regular business hours
  • Use our Drive-Thrus or ATMs See locations

If you find yourself experiencing financial hardships during this time, we may be able to help. Please call Cornhusker Bank at 402-434-2265 if we can assist you.

FAQs Related To Coronavirus (COVID-19)

Visit the Consumer Resources page

Visit the Business Resources page

For updates on Coronavirus (COVID-19), visit the Centers of Disease Control and Prevention (CDC).

Visit CDC

Community Commitment

coronavirus_header

Just like you, we are concerned and following all the latest news about COVID-19.  We are here for you and are committed to supporting you and our community through this time. 

We’d like to reassure you we are taking precautions to help prevent the spread of COVID-19. These steps include wiping down surfaces and ATMs with disinfectant regularly, frequent hand washing, and providing hand sanitizer for customers and employees in all locations.

If you would prefer not to visit our facilities, we will miss seeing you, but there are many ways you can manage your banking needs from anywhere, at anytime with the Cornhusker Bank app and at www.CornhuskerBank.com.  The online and mobile tools give you the ability to access your accounts, deposit checks, make payments, transfer funds, and much more.   If you aren’t already using these tools:

Download the Cornhusker Bank App

Enroll in Cornhusker Bank Online Banking

As always, the health and safety of our customers, employees, and community is our top concern.  We’ll continue to monitor the situation and include additional measures to support our customers and employees as needed.  Should you need assistance, please contact us at 402-434-2265.  

Cornhusker Bank remains committed to your success and will help any way we can!

Zachary Baedke Joins Cornhusker Bank Team

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Cornhusker Bank is pleased to announce Zachary Baedke has been added to the Cornhusker Bank Team and will serve as Senior Banker/Customer Service Manager at the bank’s new location at 11102 Blondo, Suite 102 in Omaha.  Allen Chaffee, Omaha Market President for Cornhusker Bank reported that “Zach’s knowledge  gained from 10 years of banking experience makes him an excellent fit to handle branch management and complex customer service duties, including retail functions and consumer, home equity, and other personal loans for the bank’s Omaha customers”.  

Zach graduated from Concordia University in Seward, Nebraska.  He is a volunteer with Project Payback at Millard Public Schools and at Ignition Church in Bennington, NE, serves as their bass guitarist.    

The Cornhusker Bank team at the Blondo location live in Omaha and its surrounding communities.  As neighbors and friends, providing the “WOW” experiences is among the most important things Cornhusker Bank can do to foster trusted, long-lasting relationships.  According to Barry Lockard, Cornhusker Bank President/CEO, “Zach knows the community and its needs and will take an individually tailored approach to each customer’s situation.”

Cornhusker Bank remains locally owned, demonstrating Nebraska values, stability, soundness, and showing a commitment to the Omaha community with the opening of its full service Omaha location in the spring of 2020.  For more information visit www.CornhuskerBank.com.